⛱ Business startup budget

Know what it costs before you open the doors

Starting something new (a bakery, a repair shop, an online store) means paying for equipment and setup once, then buying stock or ingredients again and again. Describe your business and a target opening date, and Budget Forecast drafts a starting list split the same way: one-time costs on one side, ongoing supplies on the other.

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Free to use · No account needed · Custom budget types come with Pro

Built to fit

A budget shaped like your business, not a template

Startup costs are specific to what you’re building. Drafting your own budget type is part of Pro, with a 7-day free trial and no credit card, so you can see it before you pay for it.

Built for your business, not borrowed from another one

A bakery needs different categories than a repair shop or an online store. Describe yours and Budget Forecast drafts a budget type built around it, with its own categories and colours, rather than stretching the home or vehicle list to fit.

Equipment and stock, kept apart

A commercial oven, a set of tools, a point-of-sale system: these are one-time costs. Ingredients, parts, and a first inventory order get bought again and again. Budget Forecast tracks the two separately, so restocking never counts the same way as the equipment itself.

Nothing becomes real until you say so

Every drafted item, cost, and category shows up in a review screen first. Adjust anything, drop what doesn’t apply, and only then does it join your plan.

Built around your business

Your own categories, drafted around your business

Describe what you’re opening and Budget Forecast drafts a plan in your own categories and colours: equipment, supplies, branding, permits, each on its own timeline. One-time buys stay separate from ongoing supplies, and it rolls into your Household view (also part of Pro) alongside every other budget you keep.

  • ✓Your own categories and colours, drafted around your business
  • ✓Ongoing supplies flagged separately from one-time equipment
  • ✓Lives alongside your other budgets, with one combined view
A custom business startup budget in Budget Forecast, with equipment, supplies, infrastructure, branding, and permits each on its own timeline
Common questions

Before you commit to a plan

A few things worth knowing before you start describing your business.

Can I really build a budget for any kind of business?
Yes. Describe what you’re starting and Budget Forecast drafts a whole new budget type around it: categories, typical costs, and colours, ready to review before anything is created. Building a new budget type like this is part of Pro, with a 7-day free trial and no credit card needed. See what else Pro includes →
What if my business doesn’t fit any of the built-in budget types?
The built-in types are Home, Vehicle, Tech & Electronics, Pet, and Travel & Celebrations: none of them are aimed at a business. That’s what the custom budget type builder is for. Describe your business and a target opening date, and it drafts categories, typical costs, and colours around what you’re actually starting, not a repurposed version of one of the built-in types.
Does this replace a real business plan?
No. Budget Forecast is a savings plan for startup and equipment costs: it works out what to set aside and by when, nothing more. It isn’t financial, legal, or business advice, and it won’t replace a conversation with an accountant, a lender, or whoever else you’d normally bring a business plan to.

See your startup number in five minutes

Open the planner, describe what you’re starting, and your monthly number appears right away.

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